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Terms & Conditions
 

By purchasing a my-comm-card virtual calling card, you indicate that you understand and agree to our Terms and Conditions as follows:

This Agreement describes the terms and conditions applicable to your use of all services ("Services") at my-comm-card web site ("Web Site").

You acknowledge that you have read, understood, and agree to be bound by all terms and conditions of this Agreement, as well as any additional rules or policies that are or may be published by my-comm-card from time to time in legal agreements section.

This Agreement in addition to any other rules and policies, make up the complete and exclusive agreement between you and my-comm-card regarding your use of the Services, and supersede and govern all prior proposals, agreements, or other communications. We may amend this Agreement at any time by posting the amended terms on the Site. Unless otherwise stated, all amendments will be effective immediately upon posting on the Site. This Agreement may not be otherwise amended except in a writing signed by both parties.

Your use of the Web Site and Services shall constitute your acceptance of any amendments to this Agreement as well as additional rules or policies that are or may be published by my-comm-card, each with the new modifications. If you do not agree to any of such changes, you may request that your membership be cancelled.

On occasions, my-comm-card will send you information about our promotions or news updates. Users have the opportunity to opt-out from receiving these notifications.

You acknowledge and agree that such cancellation will be your exclusive remedy and our sole liability if you do not wish to abide by any changes to this Agreement or any additional rules or policies that are or may be published by my-comm-card.

Membership Eligibility

Our Services are only available to individuals who can form legally binding contracts under applicable law. Our Services are not available to minors under the age of 18 under any circumstances. If you do not wish to use our Services, please do not use the Web Site. my-comm-card may refuse Services to anyone at anytime, at our sole discretion. To be an eligible member of my-comm-card you as the user must provide to my-comm-card with your legal first and last name, billing address, city, province, country, postal code, and e-mail address. Should you knowingly falsify any of the required information, your account shall be terminated immediately with or without prior notice. Certain first-time customers will be subject to verification before the PINs (phone cards) is issued.

Remedies for Misuse of Your Account

Without limiting any other remedies, my-comm-card may terminate or suspend your account and status as a Member if you misuse your account or any services.

Accuracy of Information Submitted to my-comm-card

You are solemnly responsible for the truth and accuracy of all information you provide. my-comm-card will only use your information in accordance with our Privacy Policy.

Ownership of Data

You acknowledge and agree that my-comm-card owns all database information, collective and similar rights, title and interests worldwide and other proprietary information databases, and all information related to your account and your purchases.

Intellectual Property

No User shall receive any right, license or permission to use, manipulate, reproduce any of the my-comm-card  trademarks, copyrights content, or other intellectual property rights without the prior written permission of my-comm-card

Disclaimer of Warranties

my-comm-card.com, ITS ADVERTISERS AND LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE. ALL INFORMATION AND USE OF THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. my-comm-card.com, ADVERTISERS AND/OR ITS LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO THIS SITE, THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE AND ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE, INCLUDING ALL EXPRESS, STATUTORY, AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. my-comm-card.com, ADVERTISERS AND/OR ITS LICENSORS DO NOT WARRANT THAT THE CONTENTS OR ANY INFORMATION RECEIVE THROUGH THIS SITE ARE ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENTS OR ANY INFORMATION RECEIVED THROUGH THIS SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. USER AGREES THAT IT HAS RELIED ON NO WARRANTIES, REPRESENTATIONS OR STATEMENTS OTHER THAN IN THIS AGREEMENT. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU BUT SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL my-comm-card.com, ADVERTISERS AND/OR ITS LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM, OR ARISE OUT OF THE USE OF, OR INABILITY TO USE, THIS SITE, THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF my-comm-card.com, ADVERTISERS AND/OR ITS LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, my-comm-card.com, ADVERTISERS AND/OR ITS RESPECTIVE LICENSORS' LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.

Indemnification

You agree to defend, indemnify, and hold harmless my-comm-card.com, its advertisers, licensors, subsidiaries and other affiliated companies, and their employees, contractors, officers, agents and directors from all liabilities, claims, and expenses, including attorney's fees, that arise from your use of this site, or any services, information or products from this site, or any violation of this Agreement. my-comm-card.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with my-comm-card.com in asserting any available defenses.

Legal Compliance

my-comm-card.com may suspend or terminate this Agreement or User's use immediately upon receipt of any notice which alleges that User has used this site for any purpose that violates any local, state, federal or law of other countries, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, contractors or employees. In such event, my-comm-card.com may disclose the User's identity and contact information, if requested by a government or law enforcement body or as a result of a subpoena or other legal action, and my-comm-card.com shall not be liable for damages or results thereof and User agrees not to bring any action or claim against my-comm-card.com for such disclosure.

Choice of Law and Forum

This site (excluding third party linked sites) is controlled by my-comm-card.com from his office in Toronto, Canada. It can be accessed from other countries around the world to the extent permitted by site. As each of these places has laws that may differ from Canada, by accessing this site, both you and my-comm-card.com agree that the statues and laws of Canada shall apply to any actions or claims arising out of or in relation to this Agreement or your use of this site, without regard to conflicts of laws principles thereof. You and my-comm-card.com also agree and hereby submit to the filing of any claim only in the exclusive personal jurisdiction and venue of Canada and any legal proceedings shall be conducted in English. my-comm-card.com makes no representation that materials on this site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. This Agreement shall not be governed by the United Nations Convention on Contracts for the Sale of Goods.

Claims or Representations

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THE PRODUCTS/SERVICES AND IT'S POTENTIAL. EXAMPLES IN THIS SITE ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF USING THE PRODUCTS/SERVICES IN THIS SITE.

MATERIALS IN OUR PRODUCTS/SERVICES AND OUR WEB SITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS "ANTICIPATE", "ESTIMATE", "EXPECT", "PROJECT", "INTEND", "PLAN", "BELIEVE", AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL PERFORMANCE.

ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF PERFORMANCE POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR PRODUCTS OR SERVICES.

Miscellaneous

This Agreement incorporates by reference the Site Submission Rules if this site allows posting and posts such Rules. This Agreement constitutes the entire agreement between the parties related to the subject matter thereof, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by my-comm-card.com. If any provision of this Agreement is prohibited by law or held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement as much as possible under applicable law shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof and the unenforceable provision shall be automatically amended so as to best accomplish the objectives of such unenforceable provision within the limits of applicable law. User shall not assign or transfer this Agreement and any such transfer shall be void.

This site reserves the right to revise this Agreement at its discretion.

SETAIA INC. AFFINITY MEMBER AGREEMENT*

I understand that there is no requirement beyond the completion of this application and no purchase of collateral, sales or training materials are required to become an Independent Affinity Member. My advancement to higher levels in the Setaia Compensation Plan is based upon the acquisition of customer points and retail telecommunications usage. I understand that if I choose to sponsor or enroll others to participate in Setaia Compensation Plan, I will not receive any compensation whatsoever for the act of sponsoring or recruiting, and that I will be compensated based upon the activities of other Affinity Members only to the extent of the sales made by them to end customers.

Ihereby apply to become an Affinity Member for Setaia, Inc. (hereinafter "Company") marketing program.

As a Setaia Affinity Member,  I understand and agree that:

            1.         I am of legal age in the province in which I enter this agreement.

            2.         I shall become an Independent Affinity Member upon acceptance of this application by the Company.  As an Affinity Member, I shall have the right to sell the services and products offered by the Company in accordance with all Setaia Inc. documents, which include but are not limited to, the Setaia Inc. Policies and Procedures document, Setaia Inc, Affinity Member Agreement, Setaia Inc. Privacy Policy, and any other official Setaia Inc. documents.

            3.         Upon notification to Affinity Members, the Company, at its discretion, may amend any Setaia Inc. documents.

            4.         I have carefully reviewed all Setaia Inc. documents and acknowledge that they are incorporated as part of this agreement in their present form and as modified from
time to time by the Company.

            5.         By and between Setaia Inc., its parents, subsidiaries and affiliates (collectively "Setaia Inc."), I consent to the collection, use, disclosure and transfer of my personal information as set out below:

(a)        For the purposes of processing my application to become an Affinity Member and administering my participation in the Setaia Inc. Compensation Plan, including but not limited to, the calculation of my compensation and commissions, the communication of information pertinent to Setaia Inc. products or management, and any administrative or other purposes relevant to my participation as a Affinity Member.
(b)        Where applicable, I also consent to having my name, my occupation, position at Setaia Inc. (ranking), city of residence, published on the Setaia Inc. website, or any other marketing or promotional materials for the purposes of reporting my accomplishments.
 (c)        My personal information related to my participation in the Setaia Inc. Compensation Plan will be maintained electronically, and will be available to Setaia Inc. employees or agents involved in the administration and operation of the Setaia Inc. Compensation Plan who require such access and use for the performance of their duties or responsibilities.
(d)        I understand that I have a right to access and rectify my personal information contained in my electronic file held that may be obsolete, incomplete or incorrect by writing Setaia Inc., Attention: Privacy Officer at 420 Passmore Avenue, Toronto, ON,  M1V 5B1 or by email at info@my-comm-card.com.

            6.         Unless subject to earlier termination in accordance with the terms hereof, the initial term of the agreement is one year. Company Affinity Members, who wish to continue as Affinity Members, must apply to renew their Affinity Member agreement annually.  The Company reserves the right to accept or reject your application for renewal and the renewal shall be deemed accepted if it has not been rejected in writing by the Company within 30 days of receipt of the renewal fee and application. The renewal fee is for ongoing sales and marketing materials support in both written and electronic and online media formats, including product and service and training updates, website development, and maintenance and hosting, and accounting and technical support of management of your marketing sales activity, and management of both your business and sales force management.

            7.         A Affinity Member shall be entitled to cancel participation in the marketing program at any time and for any reason upon notice to the Company.  Upon his/her notification of cancellation or termination, the sponsoring Affinity Member or the Company will repurchase the at cost sales kit materials in accordance with its policies as stated in the Company's marketing program and statement of policy.  

            8.         Upon acceptance of this application by the Company, I further agree that I am not an employee of Setaia Inc. and shall not be entitled to receive from Setaia Inc. any benefits whatsoever and Setaia Inc. shall not be required to make contributions for Employment Insurance, Canada Pension, Workers Compensation and other similar levies in respect of payments to be made to me as an Affinity Member. I shall be fully responsible for paying all applicable federal and provincial withholding taxes, source deductions, taxes, Employment Insurance premiums, Canada Pension Plan contributions, Workers Compensation contributions or provincial employee health tax contributions and other premiums, license, requirements and fees relating to my activities as a Affinity Member.

            9.         I will not use the Company's trade name and/or trademark except in the advertising provided to me by the Company or in other advertising without prior written approval by the Company.

            10.       I acknowledge that Setaia Inc. is not otherwise affiliated with or authorized on behalf of any telecommunications carrier company with whom it transacts or contracts business and that my Affinity Member relationship is with Setaia Inc. and not with any telecommunications carrier company with whom Setaia Inc. transacts or conducts business.

            11.       In the process of selling or otherwise promoting Setaia Inc. service or telecommunications products or services of the various carrier companies, I agree that I, as a Affinity Member, will operate in a lawful, ethical and moral manner and I agree to make no false or misleading statements regarding the various relationships between Setaia Inc., the carriers with whom Setaia Inc. transacts or contracts business or me and the telecommunications products and services.

            12.       I agree to keep accurate records and to avoid any misleading, deceptive or unethical practices. I further agree to abide by all Federal, Provincial and local laws and regulations governing the sales contemplated under this Agreement and the Setaia Inc. documents. For greater clarity, I agree to comply with federal and provincial privacy laws respecting the privacy of my customers, and will only collect, use, disclose and transfer their personal information with their informed consent, only for the purposes for which they have consented, and always in compliance with applicable legislation.

            13.       Any Affinity Member, who sponsors other Affinity Members, must fulfill the obligation of performing a bona fide supervisory, distribution and sales function in the sale or delivery of product to the ultimate consumer and in the training of those sponsored.  Affinity Members must have ongoing contact, communication and management supervision with his/her sales organization.  Examples of such supervision may include, but are not limited to:  newsletters, written correspondence, personal meetings, telephone contact, voice mail, electronic mail, training sessions, accompanying individuals to Company training sessions and sharing genealogy information with those sponsored.  Affinity Members should be able to provide evidence to the Company semiannually of ongoing fulfillment of sponsor responsibilities.  If an Affinity Member is an Enroller in the marketing program entitled to Enroller bonuses, then the Enroller is obligated to the same responsibilities of supervisory, communication and training activities with respect to Affinity Members he/she has enrolled, irrespective of whether the Enroller is also the Sponsor of those Affinity Members.

            14.       The company's program is built upon retail sales to the ultimate consumer.  The company also recognizes that Affinity Members may wish to purchase product or service in reasonable amounts for their own personal or family use.  For this reason, a retail sale for bonus purposes shall include sales to non participants, as well as sales to Affinity Member for personal or family use which are not made for purposes of qualification or advancement.  It is company policy, however, to strictly prohibit the purchase of product in unreasonable amounts solely for the purpose of qualifying for bonuses or advancement in the marketing program.  Affinity Members may not inventory load nor encourage others in the program to load up on inventory.  Affinity Members must fulfill published personal and downline retail sales requirements, including requisite retail sales to non participants, as well as supervisory responsibilities, to qualify for bonuses, overrides or advancements.

            15.       The Affinity Member acknowledges that a Affinity Member is a wholly independent marketing representative who establishes and services retail customers for Company products as an independent contractor. The position of Affinity Member does not constitute either a sale of a franchise or a distributorship, and absolutely no fees have been or will be required from the Affinity Member for the right to distribute the Company's products pursuant to this agreement other than the 'at cost' Setaia  Sales kit for $100 and annual renewal fee of $100.  This agreement is not intended and shall not be construed to create a relationship of employer employee, agency, partnership, or joint venture between any Marketing Consultant, sponsor and/or the Company.

           As an independent contractor, the Affinity Member shall:

A.        Abide by any and all federal, provincial, municipal and local laws, rules and regulations pertaining to this agreement and/or the acquisition, receipt, holding, selling, distributing or advertising of Company products.

B.         At the Affinity Member’s own expense, make, execute or file all such reports and obtain such licenses as are required by law or public authority with respect to this agreement and/or the receipt, holding, selling, distributing or advertising of Company products.

C.        Be solely responsible for declaration and payment of all local, provincial and federal taxes as may accrue because of the Affinity Member's activities in connection with this agreement.

            16.       No purchase or investment is necessary to become a Company Affinity Member other than the purchase of the sales kit which is sold "at Company cost." 

            17.       Prior written approval from the Company is required for the following:

   A.        To advertise Company products;

  B.         For there to be more than one Affinity Member in an immediate family in one household;

   C.        Issuance of a position in a Company or corporate name.

            18.       The Company may immediately terminate a Affinity Member who discredits the Company's name, violates any requirement contained in this Agreement, Company Policy and Procedures, or training manuals or misrepresents the Company's products or business opportunity by making claims contrary to the Company's product literature and labels.

            19.       Neither Setaia Inc. nor any telecommunications /supplier/service provider companies with whom Setaia Inc. transacts or contracts business shall be liable under any circumstances for any damage or loss of any kind, including indirect, special, punitive, compensatory, or consequential damages, losses or profits which may result from any cause, including but not limited to, breach of warranty, delay, act, error or omission of Setaia Inc. or any carrier/supplier/service provider(s), or in the event of discontinuation or modification of a product or service by Setaia Inc, or its carrier/supplier/service provider(s). I understand that the obligations of Setaia Inc. and/or its carrier/supplier/service provider(s) are limited to the performance of best efforts to process customer orders for acceptance and approval of requested services.

            20.       I understand that no governmental or other authorities ever review, endorse or otherwise approve any product membership, compensation program of any marketing company.

            21.       I acknowledge that Setaia Inc. may transact business as a Reseller or Marketing Agent with various telecommunications carriers in order to provide telecommunications products and services to Setaia Inc. end customers. The rate for these products and services shall be established by Setaia Inc. or its carriers and from time to time shall be subject to change without prior notice.

            22.       The sales kit shall constitute training to Affinity Member in the event that the Affinity Member is unable to receive training. I acknowledge that purchasing training is entirely optional. If I decide not to purchase training, this in no way affects my eligibility for commissions.

            23.       Setaia Inc. shall periodically make various sales literature, promotion materials, training and other products or services available. I, however, am under no obligation to purchase any quantities of those materials or services at any time. Rather, I will have the option to order and purchase any materials or services, which I may choose.

            24.       Affinity Members are not required to purchase any products or services that Setaia Inc. markets. If, however, I elect to purchase any products or services marketed by Setaia Inc., I agree to pay for such products or services in a timely manner as prescribed by Setaia Inc. or its carrier/supplier/service provider. If I fail to pay for any products or services so elected within thirty (30) days of the date payment is due, Setaia Inc. has the right to terminate this Agreement and apply any compensation otherwise due to me to the complete satisfaction of any unpaid balance for such products or services or against any indebtedness owed to me by Setaia Inc.

            25.       I acknowledge that I have the right to sign up as many personal customers as I wish. For each personal customer signed, I will receive a commission each month from my personal customers' telecommunications usage payments and from my network of Affinity Members in accordance with the currently valid Setaia Inc. Compensation Plan. Setaia Inc. reserves the right to vary or change eligibility as set out in the compensation plan. Any other payments I receive will be based upon fulfilling certain terms of qualification as set forth by the Setaia Inc. Compensation Plan. I agree that as a Setaia Inc. Affinity Member, I shall place primary emphasis upon the sale of telecommunications services to customers that are not existing Affinity Members as a condition of my receipt of commissions. Under certain circumstances, commission rates may be adjusted for promotional products or negotiated pricing. I agree that any payments made to me by Setaia Inc. in cheque form that remain uncashed by me after six (6) months from the date on the cheque are forfeited by me and thereafter are the property of Setaia Inc.

            26.  I acknowledge that as a Affinity Member, I am not guaranteed any income nor am I assured any profit or success, and I certify that no claims of guaranteed profit or representations of expected earnings that might result from my efforts as a Affinity Member have been made by Setaia Inc. or my sponsor. In this connection, I shall not represent directly or indirectly that any person may, can or will earn any stated gross or net amount nor that sponsorship of other Affinity Members is easy to secure or retain or that substantially all Affinity Members will succeed.

            27.       Affinity Members have an obligation to inform new Affinity Members that the only requirement to become a Affinity Member is the purchase of the "at cost" sales kit.

            28.       I agree to indemnify and hold Setaia Inc., its shareholders, directors, officers and employees harmless from any and all claims, damages, and expenses, including any legal fees, arising out of my actions or conduct in violation of this Agreement. This provision shall not constrict Setaia Inc. from seeking preliminary or permanent injunctive relief in any court of competent jurisdiction. I understand that I have a right to access and rectify my personal information contained in my file held that may be obsolete, incomplete or incorrect by writing Setaia Inc., Attention: Privacy Officer at the address listed in section 5 (d),or by email at info@my-comm-card.com.

            29.       The agreement constitutes the entire agreement between the Affinity Member and Company and no other additional promises, representations, guaranties or agreements of any kind shall be valid unless in writing.

            30.       This agreement shall be governed by and construed in accordance with the laws of the Province of Ontario and federal laws of Canada applicable therein (excluding any conflict of laws rules or principles that might refer such construction to the laws of another jurisdiction). Any dispute brought in connection with this Agreement shall be brought in the courts of Ontario, Canada.

            31.       I acknowledge that I have read, understand and agree to the terms set forth in this agreement.

            32.       This agreement is not in force until accepted by the Company.

 

my-comm-card
420 Passmore Avenue,
Toronto, Ontario M1V 5B1
Tel: 416-609-8980
Toll Free Tel: 1-866-909-6624
Toll Free Fax: 1-866-909-6625
Email: info@my-comm-card.com

 
 
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